House Hack Calculator — The Bull Brew

YOUR VERDICT

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The Property

Purchase price

Number of units

2–4

Unit you live in

Down payment

Interest rate

Loan term Monthly PMI $0 if 20%+ down

Annual property tax

Annual homeowner's insurance

Monthly rent per rented unit

Vacancy allowance

Maintenance & repairs

Capital expenditures reserve

Utilities you pay

Property management $0 if self-managed

What you'd pay to rent a comparable place

Total housing cost—

Rental income—

Your out-of-pocket—

vs. renting—

Estimates only — not financial advice. Verify taxes, insurance, and loan terms for your market.